Job Details

Description

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

How will you make an impact in this role?

American Express is looking for a hands-on Software Engineer II in the Risk Decision Technology (RDT) organization for the Authorization Modernization Program (AMP) team. The RDT team is responsible for cross-domain, configurable platforms to enable best-in-class risk management and American Express growth with strong governance. The AMP team has embarked on a journey to modernize and build next-gen authorization platform. This role of Engineer will be an integral part of a team that designs and builds large-scale, high-transaction, cloud-native applications and drive us closer to the vision of a modernized authorizations platform. As an Engineer, you will

• Contribute as an active member of an Agile development team, driving consistent engineering practices related to development standards, testing, documentation, and shared tooling.

• Design, develop, and maintain high-quality Java-based applications and services, dedicating the majority of time (80% ) to coding, unit testing, and automated test development within sprint cycles.

• Build and enhance scalable microservices and APIs that support fraud risk assessment and secure customer transaction processing.

• Develop and optimize high-throughput data pipelines to improve system efficiency, reliability, and scalability.

• Collaborate with cross-functional engineering teams and stakeholders to deliver multi-system initiatives and platform integrations.

• Design, implement, and maintain CI/CD pipelines to support continuous integration, automated testing, and reliable software delivery.

• Develop automation frameworks for application build, deployment, and operational processes to improve release velocity and system stability.

• Build a deep understanding of system architecture and integrations across platforms within the supported business domain.

• Continuously refactor and improve code quality, maintainability, and performance while applying modern software engineering best practices.

• Identify opportunities to adopt innovative technologies, frameworks, and engineering approaches that improve development productivity and system quality.

• Provide operational support for applications to ensure high availability, reliability, and performance in production environments.

• Collaborate effectively across teams to drive engineering excellence, influence technical decisions, and challenge the status quo with a continuous improvement mindset.

• Leverage modern developer productivity tools, including Generative AI-assisted development tools, to accelerate coding, debugging, documentation, and testing while maintaining high standards of code quality and security.

• Utilize AI-powered engineering tools to assist in code generation, test automation, documentation, and system analysis to improve engineering efficiency.

Minimum Qualifications

• Bachelor’s degree in Computer Science, Information Systems, Engineering, or a related technical field (or equivalent practical experience).

• 4 years of professional experience in software development with exposure to modern development practices.

• At least 3 years of hands-on experience in Java development, including building scalable distributed applications.

• Experience working with relational and NoSQL databases such as Oracle, PostgreSQL, Cassandra, or similar technologies.

• Hands-on experience with automated build and release management tools such as Git, Gradle/Maven, and CI/CD platforms (e.g., Jenkins or similar).

• Strong understanding of software engineering fundamentals including code quality, testing, and performance optimization.

• Demonstrated ability to proactively identify opportunities for system improvements and technical innovation.

• Strong communication and collaboration skills with the ability to work effectively across teams and influence technical outcomes.

• Willingness to continuously learn and adopt new technologies, tools, and engineering practices.

• Familiarity with AI-assisted development tools (e.g., GitHub Copilot, ChatGPT, or similar) to improve development productivity and code quality.

Qualifications

Salary Range: $89,250.00 to $150,250.00 annually bonus benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries

• Bonus incentives

• 6% Company Match on retirement savings plan

• Free financial coaching and financial well-being support

• Comprehensive medical, dental, vision, life insurance, and disability benefits

• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need

• 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy

• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)

• Free and confidential counseling support through our Healthy Minds program

• Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site .

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

US Job Seekers - Click to view the “ Know Your Rights ” poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: https://www.eeoc.gov/poster

Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.

Job: Technology

Primary Location: US-Arizona-Phoenix

Schedule Full-time

Req ID: 26004687